General Liability

general liability insurance

 

Affordable general liability insurance in New York, NY.
Protect your business from injury claims,
property damage and advertising claims.

General Liability

This form of business liability insurance is the main coverage to protect your business from: injury claims, property damages, and advertising claims. General Liability insurance also known as Commercial General Liability (CGL) may be the only type of business liability insurance you need depending on your business situation.

 

Professional Liability

Business owners providing services will need to consider having professional liability insurance known as errors and omissions. This coverage protects your business against malpractice, errors, negligence and omissions. Depending on your profession, it may be legal requirement to carry such a policy. Doctors require coverage to practice in certain states. Technology consultants often need coverage in independent contractor work arrangements.

 

Product Liability

Small business selling or manufacturing products should be protected in the event of a person becoming injured as a result of using the product. The amount of coverage and the level of risk depends on your business type. A retailer of scrap book supplier will have far less risk than a wood stove builder.